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Elsewhere, the dental clinic operated for 35 years by Eli Markovich, 63, at the base of the iconic downtown Calgary Tower is surrounded by empty offices that he says were once a major source of new patients for his practice. As a result, he has been forced to reduce working hours for one of the five dental hygienists he shares with another dentist. And staff salaries have been frozen for the past two years, along with patient fees. “I’ve been through this a couple of times already,” said Markovich, recalling previous oil-price related slowdowns in Calgary. “It tends to get really busy for a while as people fear losing their jobs and they want to take advantage of their insurance benefits. And then things kind of settle down for a bit and we’re in that period now … This one just seems a little bit longer.” Times are also tough at the Calgary Centre for Health, says owner Brad Kane, a chiropractor, who estimates patient volume at his clinic on the edge of the downtown core has fallen by 15 per cent since early 2015. “Our business is tied to benefits programs, whether it’s people being laid off and losing those benefits or the benefit programs being rejigged by the companies,” he said. Lucinda McMaster, group benefits leader in Calgary for consultant Willis Towers Watson, said large employers have been actively trying to trim benefit costs over the past 18 months by asking employees to use them more efficiently and renegotiating with insurers. Most programs remain intact, she said, but as the downturn drags on she expects more employers will cut discretionary benefits and try to shift more of the cost burden to the employees. Optometrist Paul Dame of Downtown Vision Care, who estimates that his firm has experienced a 20 per cent to 25 per cent drop in revenue, said many of his clients are now delaying eye exams and making do with their old glasses to cope with the loss of insurance coverage. At Alberta Blue Cross, spokeswoman Sharmin Hislop says the non-profit company is selling more individual health and dental care packages as Albertans lose group benefits due to the economy.

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